The credit cards have made our lives simpler. The bulky wallet has been replaced with a plastic card, adding convenience to our routine life. Also, the flexibility of buying the…
The Banking Regulation Act 1949 allows the Reserve Bank of India to exercise statutory and other loan restrictions. According to this master circular, the central bank consolidates and issues instructions…
Some people get intimidated thinking about creating a budget. Well! We assure you; it is not as daunting! In fact, you just need to follow certain steps to build an…
There is a possibility that your credit report has some error! Though uncommon, sometimes wrong information is updated on it. But the good news is that, you can correct a…
Saving money doesn’t always mean sacrificing on all the things you love! You just have to look for smarter ways to induce savings while not cutting back on what you…
Credit cards have become one of the most helpful financial tools that assist buyers in achieving their financial objectives. However, it is important to ensure that you pay your credit…
how much credit you are using out of your total credit. You can make a better credit score by maintaining a low credit utilization ratio or CUR. The experts suggest…
During a loan underwriting, the lender checks whether the borrower is fit for loan approval. The bank and financial institution make a judgment if the borrower has the capability of…
Traditionally, loan underwriting was a complex, lengthy, and multi-step process. Thanks to the technology, now it has become much faster, easier, and accessible for millions of borrowers. From handling thousands…
Rohit wants to purchase a car and is considering applying for a loan. However, he is hesitant as he plans to purchase a home in next few years. He thinks…
