What is A Secured Credit Card? How Does It Work?
In a vast landscape of credit options, you need to know about different financial alternatives. Most credit card issuers offer two types of credit cards. One is the secured credit…
Understanding the Different Types of Credit Cards
In 1958, when the Bank of America launched the first credit card, nobody knew it would become an indispensable tool. Today, the market is flooded with a variety of different…
The Pros and Cons of Using Multiple Credit Cards
Looking at the lucrative offers that come with the credit card, many of us are tempted to own more than one! Having multiple credit cards offers many benefits but has…
What is Credit Utilization Ratio? How to Calculate and Improve?
Maintaining a low credit utilization ratio (CUR) is essential for achieving good credit health and a high credit score. This vital number is one of the top considerations of lenders…
Hands holding smartphone with credit score app and a credit card against a blurred background.
How to get a credit card without a credit score?
The credit cards have made our lives simpler. The bulky wallet has been replaced with a plastic card, adding convenience to our routine life. Also, the flexibility of buying the…
How to Pay Off Credit Card Debt Faster
Credit cards have become one of the most helpful financial tools that assist buyers in achieving their financial objectives. However, it is important to ensure that you pay your credit…
Notebook with "Credit Utilization Ratio" written on it, next to a yellow folder, and a red and orange pen.
Credit Card Utilization: What It Is and Why It Matters for Your Score
how much credit you are using out of your total credit. You can make a better credit score by maintaining a low credit utilization ratio or CUR. The experts suggest…
Choose the Best Credit Card
How to Choose the Best Credit Card for Your Needs?
When the market is loaded with credit card options, it may get bewildering to pick one. While some cards offer basic, some may provide additional perks. Knowing your options, assessing…
Ways To Build A Strong Credit Score Without Credit Card
Ways To Build A Strong Credit Score Without Credit Card
Though using a credit card wisely can help you build a good credit score, it is not the only way to do so. Improving your credit score and making your…
What happens if I miss a credit card payment or my EMI
What happens if I miss a credit card payment or my EMI?
Even responsible borrowers can miss credit card payment or EMI. Sometimes, it gets difficult to manage all expenses, keep track of all due dates, etc., and suddenly, you realize that…