Understanding Credit Bureau Dispute Processes
Have you been wondering what makes your credit score low despite repaying the loan timely and having a low credit utilization? Well, many people do not know that their credit…
Visual representation of Impact of Loan Settlement on Your Credit Score, illustrating positive and negative impacts on financial health.
The Impact of Loan Settlement on Your Credit Score
Loan settlement is a big financial decision. It happens when a borrowers miss paying loan dues. This one-time payment is made to the lender when the borrower demonstrates his/her inability…
What is Credit Utilization Ratio? How to Calculate and Improve?
Maintaining a low credit utilization ratio (CUR) is essential for achieving good credit health and a high credit score. This vital number is one of the top considerations of lenders…
A guide on improving credit scores within 30 days, featuring actionable tips and strategies for better financial health.
How to Improve Credit Score in 30 Days?
Whether it is about applying for a new loan or negotiating better terms with the lender, the lender's first consideration is your credit score. A good credit score is one…
Hands holding smartphone with credit score app and a credit card against a blurred background.
How to get a credit card without a credit score?
The credit cards have made our lives simpler. The bulky wallet has been replaced with a plastic card, adding convenience to our routine life. Also, the flexibility of buying the…
Calculate Credit Scores
How Credit Scores are Calculated: Key Factors Explained
Knowing the factors that impact the credit card calculation is the first step towards achieving your financial goals. While the exact algorithm might be a secret, most credit agencies rely…
How Does a Mortgage Impact Your Credit Score
How Does a Mortgage Impact Your Credit Score?
There is no denying the fact that mortgage has an impact on your credit. Now, the mortgage impact on credit score is positive or negative, that is a matter of…
Quickly Credit Score
How to Improve Credit Score Quickly?
Credit scores generally range from 300 to 850. The higher scores offer numerous benefits. The credit score is the main consideration for lenders to determine whether you qualify for a…
Does a Personal Loan Affect Your Credit Score
Does a Personal Loan Affect Your Credit Score?
Many people who plan to apply for a personal loan wonder – Does a Personal Loan Affect Credit score? Well, yes, it does! All kinds of loans impact credit reports.…
How to Get a Perfect Credit Score of 900
How to Get a Perfect Credit Score of 900?
Have you been aspiring to achieve an ideal credit score of 900 but considering it an unattainable goal? Well, it may seem challenging, but it is not impossible to do…