Your business credit score: How important is it?
If you are considering starting a business and looking for finance, then your business credit score is a critical determinant. The lenders offers loan if the business venture has a…
What is a Credit Score and Why Does it Matter?
Do you know that credit score is an important number that plays a key role in determining your creditworthiness? The banks, NBFCs, and other lenders check this 3-digit number and…
Myths About Credit Scores: Separating Fact from Fiction
We all know how essential having a good credit score is for a secure financial life! People aspire to increase their credit score and, at times, are successful in their…
Financial Habits That Can Boost Your Credit Score
A credit score reflects the financial stability and well-being of an individual. While a good credit score offers you superior financial avenues, a bad credit score can leave you struggling…
Closing Credit Card Affects Credit Score
If you are not using one of your credit cards and are considering closing it, then it is important to acquaint yourself with some essential things. Firstly, closing a credit…
Understanding Credit Bureau Dispute Processes
Have you been wondering what makes your credit score low despite repaying the loan timely and having a low credit utilization? Well, many people do not know that their credit…
Visual representation of Impact of Loan Settlement on Your Credit Score, illustrating positive and negative impacts on financial health.
The Impact of Loan Settlement on Your Credit Score
Loan settlement is a big financial decision. It happens when a borrowers miss paying loan dues. This one-time payment is made to the lender when the borrower demonstrates his/her inability…
What is Credit Utilization Ratio? How to Calculate and Improve?
Maintaining a low credit utilization ratio (CUR) is essential for achieving good credit health and a high credit score. This vital number is one of the top considerations of lenders…
A guide on improving credit scores within 30 days, featuring actionable tips and strategies for better financial health.
How to Improve Credit Score in 30 Days?
Whether it is about applying for a new loan or negotiating better terms with the lender, the lender's first consideration is your credit score. A good credit score is one…
Hands holding smartphone with credit score app and a credit card against a blurred background.
How to get a credit card without a credit score?
The credit cards have made our lives simpler. The bulky wallet has been replaced with a plastic card, adding convenience to our routine life. Also, the flexibility of buying the…